Credit Card Companies Send Millions Of Offers To Consumers Each Year

Category: Finance, Credit.

If you re like most people you have probably received your share of pre- approved credit card offers in the mail. Although many of these offers simply go ignored or discarded, there are some that offer great benefit.

Credit card companies send millions of offers to consumers each year. Let s examine how you can benefit from what may have initially been thought of as junk mail. This could save you hundreds( sometimes thousands) of dollars depending on the average balances on your high interest credit cards. Many of these pre- approved credit card offers provide competitive rates, and an opportunity to transfer balances from higher interests rate credit cards to a lower rate for a limited time period. One of the most popular pre- approved credit card offers is from Chase bank. Although this offer usually applies to a specific credit card listed in their offer, it may not be the card best suited for your current needs.

Chase often sends offers directing potential customers to sendmethecard to apply. The fact that you received the pre- approved offer is an indication of a preliminary credit check which the bank has undertaken. There is a simply way of taking advantage of your pre- approved status and getting the card best suited for your needs. The only problem is the credit card company has chosen the card they would like you to receive instead of you choosing the card best suited for your needs. Since you are already pre- approved, simply use your pre- approved status to choose the card you wish. For example if you received an offer for a specific card such as the Chase Platinum card from sendmethecard. com, it is likely you will be approved for the Chase Freedom Card that offers benefits better suited for your financial needs. It is very unlikely that the credit card company will turn you down since it is better to have you as a customer than not.

So the next time you receive a sendmethecard or similar pre- approved credit card offer in the mail, be sure to use it to get the card you want. Turn that pesky offer into extra cash in your mailbox. You are not limited to the specific card the credit card company has chosen for you in the offer.

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